Our unique buyer process has been developed through helping countless buyers achieve this incredible milestone. We’ve found that educating you upfront builds confidence and trust—and it makes the process more fun!
THE BUYER EDUCATION PROCESS
During this meeting, we dive deep into what you want. We go beyond basic bed-and-bath requirements, discussing how you live in your home and use the space. The more we understand your lifestyle and what you truly want, the better chance we have of getting you more of these features in your new home. We also cover the local market activity, financing options, and the next steps in the process.
A pre-approval letter is required with any offer. Speaking to lenders, gathering documents, and determining the best option for you can take as little as 48 hours, or it can last many months. Going through this project together will help us determine your budget, which will then dictate our home search. Once we have a fully underwritten pre-approval letter from our lender(s), you are ready to shop!
The Levels Of Loan Pre-Approval
It is critical you go through the loan pre-approval process before beginning your home search. Addressing your questions and concerns with a good loan agent helps you determine if now is the right time to buy. Remember, YOU control your timeline. The only cost for getting pre-approved is your time.
Choosing The Right Lender
There are many lenders out there. Just like in any other field, some are fantastic to work with while others aren’t so great. We have spent years finding the best lenders in the industry, and we will make recommendations based on your personality, goals, and financial status.
In this meeting, we use hands-on practice to prepare you for making an offer. We analyze a purchase contract, offer terms, and strategies for how to win in our market. We even review a Multiple Offer Spreadsheet from a recent listing to explain the different terms and how each could impact the seller. Once you can evaluate an offer through a seller’s eyes, then you’re ready to write an offer that can win the deal—even if it isn’t the highest offer on the table.
Taking a Human Approach to Writing an Offer
Taking a people-first approach to negotiating your offer gives us a competitive advantage, whether through gaining critical information about the sellers’ situation, confidence with the agent, or the opportunity to adjust our offer in a multiple offer situation. It is our commitment to you to always present our offer in person when possible.
Our goal when presenting any offer is to WIN. That means communicating with the listing agent as soon as you’re interested in the home, making YOU memorable, and showing that we will be wonderful to work with if our offer is accepted.
Once you know you’re interested in a home, we’ll contact the listing agent to get more information on the property and the sellers, and we’ll also obtain and review the disclosure package, in which the seller and the listing agent are required to disclose all material facts they know about the property so you are aware of anything that might affect your decision to buy the home. A copy of boilerplate disclosures will be emailed to you after our offer workshop. You will sign these with any offer we make.